Effective date: July 8th, 2026
Introduction
We deliver content to you via our Website and email, along with our affiliated companies. Additionally, we operate a marketing and data business that connects advertisers with relevant audiences through digital ads, mobile apps, email campaigns, telemarketing, and other channels. To provide these services, we collect and share information about consumers—including selling certain data—and enable advertisers to show you ads based on your interests and online behavior across different platforms.
This privacy policy explains what personal information we collect when you visit Quality Finance Guru and what you share with us, along with how we collect, use, store, and share that information. For additional details about our website, please see our terms of service.
We encourage you to read this policy thoroughly so you understand our approach to your personal information. If these policies and practices don’t work for you, please refrain from using our website or subscribing to our email list. Your use of this website or interaction with our other services indicates your acceptance of this privacy policy.
Applicability Of This Policy And Outside Websites And Services:
The practices of third parties regarding their use of your personal information are beyond the scope of this Privacy Policy. This Privacy Policy and our privacy practices do not extend and may differ from those of third party websites that can be accessed through links from this website. We encourage you to review the privacy policies of any websites you access through links from Quality Finance Guru.
Sources And Methods Of Personal Information Collection:
This website gathers information you submit directly, including your name, email address, phone number, mailing address, and any information provided via an inquiry form. The information collected may be supplemented with data obtained from affiliates, data brokers, and marketing or advertising partners. Some of these third parties are organizations that have obtained your personal information from their own services. Information is also automatically collected using cookies and other tracking technologies to support analytics and advertising activities. See below for more information.
What Data Do We Collect?
“Personal information” means any data generated, collected, stored, or otherwise processed through the Company’s business activities that identifies, describes, or can reasonably be linked to an individual or household, either directly or indirectly.
As part of subscribing to the Quality Finance Guru, you may be asked to provide personal information such as your name, date of birth, street address, e-mail address, and phone number. We also gather additional information through cookies and similar technologies, including IP address, imprecise geolocation (inferred from your IP address), device ID, timestamps, browsing behavior, and click-through interactions. We may further obtain advertising-related information from data brokers or public sources, such as demographic details, interests, prior visits, or purchase history. Limited sensitive personal information may also be collected. Details about your rights are provided below.
California law requires businesses to disclose the categories of personal information collected in the last twelve (12) months. During this period, we have collected identifiers; personal information listed in Cal. Civ. Code § 1798.80(e); characteristics protected under California or U.S. federal law; information related to internet or network activity; commercial information; professional or employment-related information; imprecise geolocation data; and inferences derived from other personal information.
We share and in some cases sell this information with affiliated companies and third-party partners for marketing and advertising purposes. We share and in some cases sell this information with affiliated companies and third-party partners for marketing and advertising purposes. You may exercise your right to opt out of the sale or sharing of your personal information by visiting here or calling 302-870-1170.
Use of Sensitive Personal Data
Sensitive Personal Information—such as data related to race or ethnicity, religion, precise geolocation, LGBTQ+ status, health conditions, financial account data, or citizenship—is not directly collected by us. We may, however, collect information automatically through technologies like cookies regarding your interactions with web pages, which could suggest interest in sensitive subject matter or group affiliation. For instance, visiting pages focused on certain ethnic groups or health topics may imply such interest. We do not make these inferences ourselves, but our affiliated companies or other third parties with whom we share personal information may do so. If state or local laws require consent, sensitive inferences will not be made. We do not collect or use personal information about children under 18.
What We Do With Your Data
The personal information we collect is used to send you newsletters that you request and to send marketing messages to you by email or through other channels. We also may share personal information with our affiliates and other companies who may send you marketing messages by email or other channels also. You can opt out from these uses by clicking here. Some of our uses of your personal information are called “cross context behavioral advertising” under certain state privacy laws.
Disclosures of Personal Information
We sell or share personal information with our affiliated group of companies and with our clients for marketing uses, including cross context behavioral advertising. We also share personal information with contracted service providers, for advertising, web hosting, fraud detection, analytics, information security, or similar services. When we share data, we put contracts in place with all recipients of our data to ensure appropriate data security measures and compliance with laws. We also share personal information where we are required to do so by law (for example, in response to a warrant or court order), or to protect the health, safety, or rights of any person.
From time to time, personal information may be shared with law enforcement, regulatory authorities, courts, government agencies, or other third parties to comply with legal obligations, respond to lawful governmental requests, protect individuals or property, or enforce our rights under applicable agreements, including billing and collection activities. Personal information may also be disclosed in the context of corporate transactions, such as mergers, acquisitions, reorganizations, or asset sales, where user data forms part of the transferred assets.
If you agree to the sharing of your information, we may provide personal information to third parties for purposes that were disclosed to you at the time of collection or described in this policy.
Targeted Ads and Analytics Services
Personal information collected at and through this website is shared with unaffiliated companies in order to show you advertisements on this or other sites, and for analysis and reporting related to those ads. These companies (some of whom may be considered data brokers under applicable laws) use cookies and similar technologies to collect information from your browser about web pages you view and ads that you view or click on. We (or they) may combine this personal information with personal information from other sources (including data brokers) and/or share it with third parties for marketing and advertising purposes (this is also known as “cross-context behavioral advertising” under some laws). We (and some of the third parties described in this section) collect your IP address, date and time of your visit to the website and of some of the actions you took here, your Internet Service Provider (ISP), and the browser type and version you use to visit. This information may be combined with personal information from other sources (including data brokers) as described above and used to display advertisements from us or from others through email, social media, websites, apps, direct mail, or by other channels. We also use personal information to understand user activity at this site in order to improve the user experience.
Cookies and Advertising
At this site, we use cookies and similar technologies to: (1) operate our site, (2) perform analytics and tracking to improve the user experience, (3) display personalized content and advertisements, and (4) monitor engagement with ads and other communications. Cookies are unique IDs that our server sends to your browser that allow your browser to be recognized when you visit certain websites. You can limit some or all cookies in your browser settings and you can also delete the cookies on your browser at any time. If you use a browser-based “do not track” setting, this may cause an “opt-out cookie” to be set on your browser, which blocks additional data collection.
Our Website uses several types of tracking technologies to automatically collect information. These technologies include cookies, which are small files saved to your computer’s hard drive. While you may choose to disable cookies through your browser, certain areas of the Website may not function properly as a result. If cookie settings are not adjusted, cookies will be placed during Website visits.
We may also use Flash cookies to store information about your preferences and interactions with the Website. Flash cookies operate independently from browser cookie controls, and instructions for managing them can be found on Adobe’s website.
We also use web beacons, pixel tags, and similar technologies embedded in our Website, emails, and affiliated platforms to track user engagement, verify system performance, and compile usage analytics.
Global Privacy Control (GPC) & Do Not Track
We honor Global Privacy Control (“GPC”) signals and other universal opt-out signals as valid opt-out requests for the sale and sharing of personal information. Upon detecting such a signal from your browser or device, we will process the opt-out automatically on your behalf. We do not seek to monitor every website you visit online. As described above, you may manage or remove certain cookies at any time through your browser settings. If you choose to opt out or enable a browser-based “Do Not Track” signal, including the GPC, an opt-out cookie will be placed on your browser to limit certain data collection activities. If that opt-out cookie is removed or your GPC settings are changed, automated data collection may resume.
Exercise Your Privacy Rights
You have rights with respect to your personal information, including the right to know what data we collect and how we use it (please review this policy), to obtain a copy of data we have collected about you, to ask us not to share your information with third parties, to have data deleted (including any sensitive personal information), to correct incorrect information (please request deletion), to ask us to limit the use of sensitive information (please request deletion), to opt-out of the sale or sharing of your data for cross-context behavioral advertising, or to make other requests. You, or an agent authorized to act on your behalf, may exercise your rights at any time at this page, or by calling 302-870-1170. If you have additional questions or concerns after you have exercised your rights, you can contact us using the information in the “Contact Us” section below. If we are unable to resolve your issue you may in some cases also be able to contact a local privacy authority in your state.
If you would like to log complaints, please see below for contact information:
For the FTC: ReportFraud.ftc.gov or go to ftc.gov/complaint. You can also go directly to the Better Business Bureau complaint portal at bbb.org/file-a-complaint.
Please note, we cannot respond to your request or provide you with personal information if we cannot verify your identity or your authority to make the request. As such, a verifiable consumer request must:
- Provide sufficient information that allows us to reasonably verify you are the person about whom we collected personal information or are the authorized representative of that person.
- Describe your request with sufficient detail that allows us to properly understand, evaluate, and respond to it.Making a verifiable consumer request does not require that you to create an account with us. We will not use the personal information you provide in a verifiable consumer request for any purpose beyond verifying your identity, authority to make a request, or to otherwise process your request. We will respond to a verifiable request within 45 days of receipt. If we require additional time, up to 45 additional days, we will notify you in writing of the reason and the extension period within the first 45 days.If we reject a request in accordance with applicable law and you wish to appeal our decision, or if you have additional concerns or questions about our privacy practices, you can contact us using the information below. Depending on where you live, you may also have the right to contact a local privacy authority in your jurisdiction. We will not discriminate against you for exercising your data subject rights.
Children’s Data
This website may be used only by people aged 18 or older. We do not knowingly accept personal information from children under the age of 18, and we will remove any such personal information if we become aware that we have received it.
Protecting Your Personal Information
We deploy commercially reasonable technical, physical, and organizational security measures to protect your personal information from loss or misuse. We maintain policies and procedures, staff training, technical monitoring, and audit our practices regularly to ensure the information we hold is protected from evolving risks.
How Long We Store Your Data
Personal information is kept for as long as needed to carry out the purposes described in this privacy policy, or as required or permitted by law. We periodically review the personal information we hold and delete or anonymize data that is no longer necessary.
Changes To This Policy
We may modify or update this Privacy Policy at any time, without prior notice. The revised policy will apply from its listed effective date. You should review this Policy from time to time to stay current on our collection, use, and sharing of personal information.
U.S. Data Storage
This website is based in the United States, and is intended for U.S.-based users. When you visit our website, you understand and acknowledge that your personal information will be processed in the United States, subject to applicable U.S. laws.
Contact Information
For more information or for any issues you have not been able to resolve, please contact us at contact@qualityfinanceguru.com or 364 E. Main Street, Middletown, DE 19709.